IRS posts HSA, HDHP limits for 2025

The annual limit on HSA contributions for individuals with self-only coverage is rising to $4,300 in 2025 from $4,150 in 2024, the IRS said May 9.

The annual limit on HSA contributions for family coverage will increase to $8,550 from $8,300 in 2024.

In 2025, a high-deductible health plan will be defined as having a deductible of at least $1,650 for self-only coverage, up from $1,600 in 2024. Annual out-of-pocket expenses (deductibles, co-payments, and other amounts, but not premiums) cannot exceed $8,300 for self-only coverage.

Deductibles must be at least $3,300 for family coverage in 2025, up from $3,200. Annual out-of-pocket expense expenses cannot exceed $16,600 for family coverage

The expected benefit HRA limit will be $2,150 in 2025, up from $2,100.

Subscribe to the following topics: meta keywords: hsa contributionsself-only coveragefamily coveragehigh-deductible health plandeductible

Copyright © 2025 Becker's Healthcare. All Rights Reserved. Privacy Policy. Cookie Policy. Linking and Reprinting Policy.


You can unsubscribe from these communications at any time. For more information, please review our Privacy Policy.
 

Articles We Think You'll Like