The NCQA published its 2024 ratings of health plans Sept. 15. The rating evaluates plans on nearly 50 assessments of patient outcomes and experience.
Just five plans out of the more than 1,000 rated received 5-star ratings. In the commercial market, Kaiser Foundation Health Plan of the Mid-Atlantic States, Blue Cross and Blue Shield of Massachusetts and Independent Health received the top rating.
Here are the top-rated commercial plans in each state:
Alabama
Blue Cross and Blue Shield of Alabama: 3.5 stars
Alaska
Aetna Life Insurance Company: 3 stars
Premera Blue Cross Blue Shield of Alaska: 3 stars
Arizona
Aetna Life Insurance Company: 3.5 stars
Banner Health and Aetna Insurance Company: 3.5 stars
Cigna Healthcare of Arizona: 3.5 stars
UnitedHealthcare
- UnitedHealthcare Services (POS/PPO): 3.5 stars
- UnitedHealthcare Insurance Company POS/PPO): 3.5 stars
Arkansas
Aetna Life Insurance Company: 3 stars
QCA Health Plan (Centene): 3 stars
UnitedHealthcare
- UnitedHealthcare Services (POS/PPO): 3 stars
- UnitedHealthcare Insurance Company (POS/PPO): 3 stars
California
Kaiser Foundation Health Plan – Southern California: 4.5 stars
Kaiser Foundation Health Plan – Northern California: 4.5 stars
Colorado
Denver Health Medical Plan: 4 stars
Kaiser Foundation Health Plan of Colorado: 4 stars
Connecticut
Aetna Life Insurance Company: 4 stars
Anthem Blue Cross and Blue Shield – Connecticut (Elevance Health): 4 stars
Cigna Health and Life Insurance Company: 4 stars
Connecticare Insurance Company (POS/EPO): 4 stars
Connecticare (HMO/POS): 4 stars
UnitedHealthcare
- UnitedHealthcare Services (POS/PPO): 4 stars
- UnitedHealthcare Insurance Company(POS/PPO): 4 stars
Delaware
Johns Hopkins US Family Health Plan: 4.5 stars
Florida
Capital Health Plan: 4.5 stars
Georgia
Kaiser Foundation Health Plan of Georgia: 4 stars
Hawaii
Hawaii Medical Service Association (HMO/POS): 4 stars
Hawaii Medical Service Association (PPO): 4 stars
Kaiser Foundation Health Plan: 4 stars
Idaho
Blue Cross of Idaho Health Services: 4 stars
Illinois
Medical Associates Health Plan: 4.5 stars
Indiana
Aetna Life Insurance Company: 3.5 stars
Elevance Health
- Anthem Blue Cross Blue Shield in Indiana (HMO/POS): 3.5 stars
- Anthem Blue Cross Blue Shield in Indiana (PPO/EPO): 3.5 stars
UnitedHealthcare
- UnitedHealthcare Services (POS/PPO): 3.5 stars
- UnitedHealthcare Insurance Company (POS/PPO): 3.5 stars
Iowa
HealthPartners: 4.5 stars
Medical Associates Health Plan: 4.5 stars
Wellmark Health Plan: 4.5 stars
Kansas
Blue Cross and Blue Shield of Kansas City, Good Health HMO: 4 stars
Kentucky
Aetna Life Insurance Company: 3.5 stars
Anthem Blue Cross and Blue Shield in Kentucky (Elevance Health): 3.5 stars
UnitedHealthcare
- UnitedHealthcare Services (POS/PPO): 3.5 stars
- UnitedHealthcare Insurance Company (POS/PPO): 3.5 stars
- UnitedHealthcare of Kentucky (HMO/POS): 3.5 stars
Louisiana
Aetna Life Insurance Company: 3.5 stars
UnitedHealthcare
- UnitedHealthcare Services (POS/PPO): 3.5 stars
- UnitedHealthcare Insurance Company (POS/PPO): 3.5 stars
Maine
Harvard Pilgrim Health Care: 4.5 stars
Maryland
Kaiser Foundation Health Plan of the Mid-Atlantic States: 5 stars
Massachusetts
Blue Cross and Blue Shield of Massachusetts: 5 stars
Michigan
Priority Health: 4.5 stars
Minnesota
Blue Cross Blue Shield of Minnesota: 4.5 stars
HealthPartners
- HealthPartners Administrators (HMO/POS/PPO): 4.5 stars
- HealthPartners (HMO/POS/PPO): 4.5 stars
UnitedHealthcare
- UnitedHealthcare Services (POS/PPO): 4.5 stars
- UnitedHealthcare Insurance Company (POS/PPO): 4.5 stars
Mississippi
Aetna Life Insurance Company: 3 stars
Blue Cross and Blue Shield of Mississippi: 3 stars
Missouri
Blue Cross and Blue Shield of Kansas City, Good Health HMO: 4 stars
Montana
Blue Cross and Blue Shield of Montana: 3.5 stars
PacificSource Health Plans: 3.5 stars
Nebraska
Aetna Life Insurance Company: 4 stars
UnitedHealthcare
- UnitedHealthcare Services (POS/PPO): 4 stars
- UnitedHealthcare Insurance Company (POS/PPO): 4 stars
Nevada
Health Plan of Nevada (UnitedHealthcare): 3.5 stars
New Hampshire
Cigna Health and Life Insurance Company: 4 stars
Martin’s Point US Family Health Plan: 4 stars
New Jersey
Horizon Blue Cross Blue Shield
- Horizon Blue Cross Blue Shield of New Jersey (HMO): 4 stars
- Horizon Blue Cross Blue Shield of New Jersey (POS): 4 stars
New Mexico
Presbyterian Health Plan: 3.5 stars
New York
Independent Health: 5 stars
North Carolina
Aetna Life Insurance Company: 3.5 stars
Blue Cross Blue Shield of North Carolina
- Blue Cross Blue Shield of North Carolina (PPO): 3.5 stars
- Blue Cross Blue Shield of North Carolina (EPO): 3.5 stars
Cigna Health and Life Insurance Company: 3.5 stars
UnitedHealthcare
- UnitedHealthcare Services (POS/PPO): 3.5 stars
- UnitedHealthcare Insurance Company (POS/PPO): 3.5 stars
- UnitedHealthcare of North Carolina (HMO/POS): 3.5 stars
North Dakota
Media
- Medica Health Plans (HMO/POS): 4 stars
- Medica Insurance Company (HMO/POS/PPO): 4 stars
- Medica Self-Insured (HMO/POS/PPO): 4 stars
Sanford Health Plan: 4 stars
Ohio
Anthem Blue Cross Blue Shield in Ohio (Elevance Health): 4 stars
Paramount Insurance Company: 4 stars
Summa Insurance Company: 4 stars
Oklahoma
Aetna Life Insurance Company: 3 stars
Blue Cross Blue Shield of Oklahoma
- Blue Cross Blue Shield of Oklahoma: 3 stars
- BlueLincs HMO: 3 stars
UnitedHealthcare
- UnitedHealthcare Services (POS/PPO): 3 stars
- UnitedHealthcare Insurance Company (POS/PPO): 3 stars
Oregon
Cigna Health and Life Insurance Company: 4 stars
Kaiser Foundation Health Plan of the Northwest: 4 stars
Moda Health Plan: 4 stars
Providence Health Plan: 4 stars
UnitedHealthcare
- UnitedHealthcare Services (POS/PPO): 4 stars
- UnitedHealthcare Insurance Company (POS/PPO): 4 stars
Pennsylvania
Capital Blue Cross
- Capital Advantage Insurance Company: 4.5 stars
- Keystone Health Plan Central: 4.5 stars
Johns Hopkins US Family Health Plan: 4.5 stars
UPMC
- UPMC Benefit Management Services (PPO/EPO)
- UPMC Health Coverage (HMO)
- UPMC Health Plan (HMO)
Rhode Island
Blue Cross and Blue Shield of Rhode Island
- Blue Cross and Blue Shield of Rhode Island (POS): 4.5 stars
- Blue Cross and Blue Shield of Rhode Island (PPO): 4.5 stars
Tufts Associated Health Maintenance Organization: 4.5 stars
South Carolina
Aetna Life Insurance Company: 3 stars
Cigna Health and Life Insurance Company: 3 stars
UnitedHealthcare
- UnitedHealthcare Services (POS/PPO): 4 stars
- UnitedHealthcare Insurance Company (POS/PPO): 4 stars
South Dakota
Medica
- Medica Insurance Company (HMO/POS/PPO): 4 stars
- Medica Self-Insured (HMO/POS/PPO): 4 stars
Sanford Health Plan: 4 stars
Wellmark Blue Cross and Blue Shield of South Dakota: 4 stars
Tennessee
BlueCross BlueShield of Tennessee: 4 stars
UnitedHealthcare Plan of the River Valley: 4 stars
Texas
Community First Health Plans: 4 stars
Utah
Select Health: 4 stars
Vermont
MVP Health Plan: 4 stars
Martin’s Point US Family Health Plan: 4 stars
Virginia
Kaiser Foundation Health Plan of the Mid-Atlantic States: 5 stars
Washington
Kaiser Foundation Health Plan of Washington: 4.5 stars
West Virginia
Johns Hopkins US Family Health Plan: 4.5 stars
Wisconsin
Dean Health Plan: 4.5 stars
Group Health Cooperative of Eau Claire: 4.5 stars
Group Health Cooperative of South Central Wisconsin: 4.5 stars
HealthParters Administrators: 4.5 stars
Medical Associates Health Plans: 4.5 stars
MercyCare Health Plans: 4.5 stars
Network Health Plan: 4.5 stars
Wyoming
No rated plans